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Christina Koch-Garcia

Maryland Mortgage Program

The Maryland Mortgage Program offers a number of down payment and closing cost assistance options for first time buyers.

From a 0% interest second loan to student loan debt relief, there is an option available for every circumstance.

Restrictions and higher interest rates may apply.

Determine if one of these programs is right for you.

The City of Gaithersburg also provides its own housing and grant program.

In some cases, you can use both city grant and state sponsored programs.

You must use an eligible lender to apply.